Workers’ Compensation Coverage

What is it?

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

Why do I need it?

Workers compensation insurance can help protect your business and employees in events such as:

  • An employee slips on ice, injures himself while walking up the stairs to the office, and requires an emergency room visit and weeks of recovery time.
  • An employee injures her back lifting a box of printer paper and requires a doctor’s attention, medication and physical therapy.
  • An employee returning to the office from visiting a client is injured in a car accident and requires hospitalization.

With workers’ compensation insurance, Small Biz Insure will help pay for the medical expenses needed to treat these job related injuries and illnesses. Workers’ compensation will also help employees keep their income while they take time off to recover.

Workers’ compensation insurance is required by law in most states and each state’s requirements can vary significantly. Specialists at Small Biz Insure” can help explain the specific obligations required by each state and help ensure businesses get the coverage they need.

Find out how you help your business and your employees by getting a quote today.

Learn more about the benefits of choosing Small Biz Insure Memphis.

Small Biz Insure Memphis offers several types of insurance coverage at competitive rates. For more information call us at 1-877-853-2567 or get an Online Quote Now!

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